Kevin Canterbury

Kevin Canterbury

Welcome to the digital home of Kevin Canterbury, a respected financial strategist and trusted advisor dedicated to guiding individuals and families toward long-term financial security. This platform showcases Kevin’s decades of experience in wealth management, investment planning, and insurance strategy, built on a foundation of integrity, insight, and personalized service. As the founder and managing director of Red Stone Capital Management, Kevin has established a reputation for empowering clients through clear, customized financial guidance rooted in their unique life goals. Beyond his professional achievements, Kevin is passionate about educating others, fostering financial literacy, and building lasting relationships based on trust. Through a thoughtful, client-centered approach and a deep commitment to ongoing learning, Kevin Canterbury continues to shape brighter financial futures for generations to come.

About Kevin Canterbury of Arizona

Kevin Canterbury is a seasoned financial advisor based in Scottsdale, Arizona, where he has built a reputation for providing strategic guidance and tailored financial solutions to a diverse clientele. A graduate of Minnesota State University in Mankato, Kevin began shaping his professional expertise in business development and communications early on, laying a strong foundation for his future in financial services.

Since founding Red Stone Capital Management in 2010, Kevin has served as the firm’s managing director and owner. In this capacity, he has remained at the helm of the company’s strategic vision while overseeing policy creation, client engagement, and financial planning services. Under his leadership, Red Stone Capital has grown into a respected financial services practice, known for delivering comprehensive investment strategies and insurance planning designed to help clients thrive financially.

Kevin’s core strength lies in designing actionable, realistic financial roadmaps that reflect each client’s unique personal and professional aspirations. His approach is rooted in a deep understanding of life’s pivotal milestones—such as buying a home, saving for education, and preparing for retirement—and he works closely with individuals and families to ensure their financial plans evolve alongside their lives.

Colleagues often describe Kevin as a dedicated and thoughtful professional who brings both enthusiasm and integrity to every client relationship. He is continuously expanding his knowledge base to stay at the forefront of financial trends, tools, and regulatory changes. Clients appreciate his attentive, people-first style, which emphasizes listening carefully to their goals, challenges, and values in order to recommend the most appropriate financial products and services.

For Kevin Canterbury, financial advising is not just about numbers—it’s about creating peace of mind. His commitment to building trust and delivering long-term value ensures that his clients feel confident and supported as they navigate their financial journeys.

Financial Literacy Is a Lifelong Skill: How to Empower the Next Generation

In an increasingly complex economic world marked by student loan debt, rising housing costs, and fluctuating job markets, financial literacy is no longer a luxury—it’s a necessity. Yet many young people enter adulthood ill-equipped to manage their money, make sound financial decisions, or plan for the future. The result? A generation that may struggle with debt, delayed milestones like homeownership, and a lack of retirement readiness.

Financial literacy, much like reading or math, should be introduced early and practiced often. It’s not a one-time lesson learned in school or during tax season—it’s a lifelong skill that evolves with each stage of life. Kevin Canterbury explores why it’s crucial to teach financial literacy to children, teens, and young professionals, and offers practical strategies for empowering the next generation to make informed, confident financial choices.

Why Start Early? The Foundation for Future Success

Children begin forming money habits as early as age 7. Kevin Canterbury explains that these habits are influenced by what they observe at home: how parents save, spend, and talk about money. Without intentional guidance, kids may develop unhealthy relationships with money that persist into adulthood.

Starting financial education early helps demystify money and embeds core concepts like delayed gratification, budgeting, and the value of saving. When children understand that money is earned and must be managed, they’re better prepared to navigate adult responsibilities.

Teenagers, meanwhile, are on the cusp of real-world financial decisions—whether it’s getting their first job, saving for a car, or considering student loans. Equipping them with financial knowledge before they face these decisions creates confidence and reduces the likelihood of mistakes that could take years to correct.

Kevin Canterbury understands that young adults face even more complex financial challenges: credit cards, rent, insurance, investing, and saving for retirement. At this stage, financial literacy can be the difference between thriving and merely surviving.

Core Financial Skills to Teach at Each Stage

For Children (Ages 5–12):

  • Understanding Money: Use play money or real coins to teach denominations and basic arithmetic.
  • Earning Allowance: Encourage kids to do age-appropriate chores in exchange for allowance, helping them connect effort with earnings.
  • Saving in a Piggy Bank or Jar: Visually tracking savings can be exciting and reinforce the value of patience.
  • Wants vs. Needs: Simple conversations during grocery shopping or birthdays can help kids differentiate between essentials and extras.

For Teens (Ages 13–18):

  • Budgeting: Introduce simple tools like spreadsheets or budgeting apps to track income (e.g., part-time job) and expenses.
  • Bank Accounts: Help teens open a checking and savings account to learn about deposits, withdrawals, and overdraft protection.
  • Smart Spending: Talk about comparison shopping, discounts, and avoiding impulse purchases.
  • Introduction to Credit: Teach the basics of credit scores, interest rates, and the importance of responsible borrowing.

For Young Adults (Ages 18–25+):

  • Credit Management: Help them understand how credit cards work, what interest is, and how to avoid debt traps.
  • Student Loans and Debt: Provide guidance on how repayment works, including grace periods, interest accrual, and income-based plans.
  • Saving and Investing: Introduce the power of compound interest, Roth IRAs, and employer-sponsored retirement accounts like 401(k)s.
  • Emergency Funds: Stress the importance of having a financial cushion to handle unexpected expenses.

Practical Strategies to Foster Financial Literacy

1. Make Money Part of Everyday Conversations

Normalize talking about money with children and teens. Whether you’re planning a family vacation, setting a grocery budget, or comparing prices, involve them in the process. Transparency breeds understanding.

2. Use Tech Tools and Apps

There are countless apps tailored to different age groups that teach financial concepts in fun and interactive ways. Apps like Greenlight and GoHenry offer debit cards for kids with parental controls and educational features.

3. Gamify the Experience

Turn financial education into a game. Board games like Monopoly or Life teach economic principles in an engaging way. For teens, simulation games like “The Game of Life: Financial Literacy Edition” can be both fun and enlightening.

4. Encourage Earning and Entrepreneurship

Whether it’s a lemonade stand, pet-sitting, or freelancing online, encouraging young people to earn their own money fosters responsibility and initiative. Earning creates teachable moments around taxes, saving, and reinvestment.

5. Lead by Example

Children absorb what they see. Demonstrating healthy money habits—saving regularly, sticking to a budget, being charitable—sets a powerful example. Share your thought process when making financial decisions.

6. Incorporate Financial Literacy in Schools

Advocate for personal finance courses as part of the K–12 curriculum. Some states have begun requiring financial education for graduation, but widespread implementation is still lacking.

7. Mentorship and Real-Life Role Models

Young adults benefit immensely from hearing real stories—successes and failures—from parents, teachers, or mentors. Personal anecdotes about avoiding debt or investing early make financial principles relatable and memorable.

The Long-Term Impact of Early Financial Education

Financial literacy affects more than just personal bank accounts. Kevin Canterbury understands that it contributes to overall well-being, reduces stress, and fosters a sense of control over one’s future. For society at large, financially literate citizens are less likely to depend on public assistance, more likely to start businesses, and better equipped to contribute to a stable economy.

Kevin Canterbury explains that financial literacy promotes equity. Teaching these skills early, especially in underserved communities, can help break cycles of poverty and create pathways to generational wealth. In an age where financial products are increasingly complex and digital-first, early education serves as both armor and opportunity.

Empowerment Through Education

Financial literacy is a gift that keeps on giving. When taught early and reinforced often, it empowers young people to make informed decisions, avoid costly mistakes, and build a future rooted in stability and growth.

Parents, educators, policymakers, and communities all play a crucial role. Kevin Canterbury emphasizes that by working together to prioritize financial education, we can give the next generation not just a better shot at financial success, but at a more confident, secure, and fulfilling life.

Thank you for visiting the online portfolio of Kevin Canterbury, a trusted authority in financial planning and wealth management. With a career grounded in strategic investment advising, insurance planning, and a client-first philosophy, Kevin has built a reputation for helping individuals and families navigate the complexities of personal finance with clarity and confidence. As the founder of Red Stone Capital Management, his expertise in goal-based financial strategies and long-term wealth preservation has empowered clients to make informed decisions at every stage of life. Beyond his professional accomplishments, Kevin is committed to educating his community, mentoring future financial professionals, and promoting financial literacy with empathy and purpose. His thoughtful, visionary approach combines technical knowledge with a genuine understanding of his clients’ needs, making him a trusted partner in building secure, prosperous futures.